According to the Collins English Online Dictionary, a get-rich-quick scheme can be defined as, a promise to make a person extremely wealthy over a short period of time, often with little effort and no risk. If you think that sounds a bit dodgy, you could be right. Yet ordinarily sensible and cautious people sign up for such schemes every day. In difficult times, we can be forgiven for trying to find a simple way to move our finances forward, yet if…